Prime

Our Prime product offers ultimate flexibility and functionality both now and in the future. It has full transactional capability, yet reduces your payable interest.

Near prime

Our Near Prime product is suitable for applicants who have minor credit impairment, arrears and/or receive an income outside of a bank’s rigid criteria. With 1 day discharged bankruptcy accepted, this product suits a wide variety of borrower circumstances.

Near prime plus

This product is tailor made for applicants who have some level of credit impairment. Self-employed applicants with business registered in the last 6-12 months have a variety of income verification options. We also accept a large number of income types, such as casual, part-time and child maintenance for our PAYG Near Prime Plus borrowers.

Specialist

For those clients with defaults and arrears, we accept 100% of most income types on our Specialist product.